If you farm or ranch in Celina, TX, your farm is a part of who you are. It’s more than just an investment; it’s a way of life. At Rasor Insurance, we understand how vital that way of life is, and we work hard to help you find the protection you need.

Considering your unique needs, you need a policy that reflects your personal circumstances. Standard coverage can include all of these:

• Dwelling coverage to protect any homes on the farm in case of fire, lightning, storms, accidents, theft, and vandalism.
• Farm personal property coverage to protect your livestock, equipment, and other machinery.
• Farm liability, to protect you in case there is an accident on your property, which will cover medical bills and physical damage.
• Farm outbuilding, for any sheds, barns, or other outside structures.
• Additional living expenses or fair rental value, in case you cannot live in your home temporarily because of a loss already covered under your policy.

No one wants to pay for more than they need, but you need to discuss with your agent everything of value on your farm to make sure that you have at least as much protection as you need. Besides the standard coverage, you can also get additional coverage to cover you in case your farm equipment breaks down, to include lost income, and many other circumstances.

If you live in Celina, TX, you may be eligible for discounts too. There are discounts for transferring your policy, paying in full for a year, bundling your insurance policies, and for other reasons. If you are interested in seeing if you can get better coverage to meet your needs, or if you have any questions, please call Rasor Insurance today.