RV Insurance in Texas

What Does RV Insurance Cover?

You will be required to carry some RV insurance in Texas if you plan on driving your RV on the state roads. There are different types of coverage options you can select based on what you want to be covered. Liability insurance will protect you from any injuries or damages you cause to another person during an accident. You will need the minimum vehicle liability requirements. In Texas, this is $60,000 per accident for bodily injury liability and $25,000 for property damage liability.

Collision coverage will insure your RV if it is damaged in an accident. Comprehensive coverage will insure your RV if it is damaged in a non-crash related event, such as by vandalism or weather. Contents insurance will protect what you keep inside your RV. Roadside assistance can help you if your RV breaks down, similar to your car, and you can also include towing or tire changes. There are other options for those who are traveling out of state or even to Mexico and Canada. Check with an agent to see what coverage you have.

Different Types of RVs

In order to get an accurate quote on RV insurance, an agent at Rasor Insurance will want to know some specifics about the type of RV you have. A Class A motor home is the largest RV and is a self-contained home and a transportation vehicle. A Class B motor home is a camper van that you can occupy while moving. These are smaller versions of Class A models. Class C motor homes can be as large as Class A but have an extended living section above it and a step-down cab. Truck campers will be an independent unit that will rest on the back of a pickup truck. Recreational and occasional RV usage will refer to the way an RV is used. This means an owner still lives in a fixed location and uses the RV for occasional use. This can affect how much insurance you need in Celina, TX.

Contact Rasor Insurance, serving Celina, TX, to get a quote on RV insurance.