Major disasters like fire, tornadoes, and hurricanes can devastate your small business in a short amount of time, leaving you to pick up the pieces after. By taking measures to protect your enterprise against disasters, you stand a better chance of recuperating your losses. The following tips from Rasor Insurance can help safeguard your Celina, TX enterprise against disasters.

Maintain Adequate Insurance Coverage

Make sure your business has the coverage it needs to protect you against disasters. This includes property and business interruption coverage. Property insurance will protect your building, business equipment, and inventory against damage or a total loss due to a disaster. Business interruption helps cover loss of revenue, payroll, and other vital business expenses while your business is closed for disaster repairs.

Create a Disaster Prep Plan

If your business doesn’t have a disaster prep plan, now would be a good time to make one. This plan should include: 

• Evacuation routes for workers in case disaster strikes during work hours
• Delegated tasks for supervisors so everyone knows what role to play during and after a disaster.
• A plan for communicating with employees, customers, and the public after a disaster
• Options for remote work to keep business operations going during disaster recovery 

Ensure that all workers are familiar with the plan to know what to do if and when the time comes.

Back-Up Essential Data

Ensure your essential data is backed up in the cloud or copies stored safely off-site, so you don’t lose vital information if and when disaster strikes. This includes employee and customer data, financial records, insurance records, tax forms, etc. Easy access to this data is key to helping you recover from a disaster.

For information on commercial coverage to protect your Celina, TX business against disasters, contact Rasor Insurance.