If you own a motorcycle, you are required to carry motorcycle insurance when you are operating your motorcycle. Texas has some of the strictest penalties for operating any vehicle, including a bike, without insurance. Here at Rasor Insurance, serving the greater Celina, TX area, we want to ensure our customers know the penalties they may be facing if they fail to carry insurance. Here are a few of those penalties. 

A Citation and Fine

If you are caught driving without motorcycle insurance, you could be facing a fine of anywhere from $175 to $1000, depending on how many times you have received a citation for the same offense. If you are involved in an accident without insurance, you may also be required to carry costly SR-22 insurance. 

A License Renewal Surcharge

One of Texas’s deterrents to prevent drivers from driving without insurance is a license renewal surcharge. If you are caught driving a car or operating a motorcycle without insurance, you will have to pay a $250 fine the next three times you need to renew your license. This is one of the most costly penalties for driving without insurance in the United States. 

The Inability to Register Your Bike

Finally, if you do not have current insurance on your bike, you may be unable to register your motorcycle. If your bike is not registered, you may face even more fines if you are caught operating it. 

The penalties for driving without motorcycle insurance can be costly in Texas. If you have a motorcycle that is not insured, you need to get it insured to ensure you do not face any of these strict fines or problems. Rasor Insurance is proud to serve the greater Celina, TX area. If you are looking for motorcycle insurance, let us help you. Call us today to obtain an estimate.