An RV can be the ideal solution when you want to live on the road and tour the country. Specifically to Texas, you’ll need RV insurance with the below minimum liability coverage:

• $30,000 in bodily injury per person
• $60,000 in total bodily injury per accident
• $25,000 in property damage per accident

While it may be tempting to roll with the lowest level of required insurance to save money, this can prove exponentially costly in an accident. Driving an RV takes care, patience, and attention, with even the smallest accidents leading to expensive repairs for yourself and anyone that you injure or hit. Consequently, it is doubtful that the minimum liability coverage as required by Texas will be adequate to prevent you from having out-of-pocket expenses during an accident. 

In addition to liability coverage to help pay for medical bills and legal fees associated with injuring or damaging a third party person or their property, most RV insurances also include comprehensive and collision coverage that helps pay to repair or replace your RV. You may even be required to carry these coverages if you are financing the RV. If you live in your RV full-time, you’ll want to specify that with your insurance provider as you’ll likely need additional coverage. Other coverages that you may want to consider include pest damage protection, replacement cost, roadside assistance, and total loss replacement. 

Hit the road today and call Rasor Insurance in Celina, TX to learn more about our RV insurance options. We’ll help customize a policy that meets all your needs while protecting your assets. Stop by our conveniently located office or give us a call today to learn more information.