Many people think that you need to own a car in order to get auto insurance. However, that is not the case! In Celina, TX, Rasor Insurance offers Non-Owner Car Insurance policies This type of policy is for people who do not own a vehicle but still need insurance coverage.

So, why would someone need this type of policy?

There are actually a few reasons. Maybe you use a car for work or frequently rent cars when traveling. Or, perhaps you only drive occasionally and prefer not to own a car outright. Whatever the reason, Non-Owner Car Insurance can provide the coverage you need without breaking the bank.

A Non-Owner Car Insurance policy will typically include liability coverage, which is required by law in Texas. Liability coverage will protect you financially if you are involved in an accident, and it is determined that you are at fault. Your policy may also include collision and comprehensive coverage, although the law does not require this.

Collision coverage will pay to repair the car you are driving if it is damaged in an accident, regardless of who is at fault. Comprehensive coverage will protect the car from damage caused by factors other than an accident, such as theft, fire, or weather damage.

If you don’t own a car but still need auto insurance, a Non-Owner Car Insurance policy may be right for you! This type of policy typically includes liability coverage, which is required by law in Celina, TX. Your policy may also include collision and comprehensive coverage, although the law does not require this. If you have any questions, contact Rasor Insurance. We are here to help!