3 Benefits of Renters Insurance for Texans

Most people buy auto and health insurance but tend to overlook one crucial insurance called renters insurance. If you rent condos, apartments, and homes, this insurance is a valuable tool that every renter should consider. If renter’s insurance has never crossed your mind, perhaps now will be the time. Here are the benefits you accrue when you purchase renters insurance from Rasor Insurance. 

It covers your belongings.

Renters insurance serves as a protection plan for your personal belongings — talk of your laptops, couches, gaming console, and all your electronics. This coverage protects you from loss of items, destruction, or theft. Interesting still is that the policy follows you even outside your rental property. For example, if your laptop was stolen in your car, this coverage will pay for it. 

It offers liability protection.

Renters insurance covers property damage and bodily injuries sustained to others. For instance, if someone gets injured in your rental property, the cover pays for the medical expenses and legal fees if the person sues you.

It offers additional living expenses.

Renters insurance also provides loss of use coverage when your condo or apartment becomes uninhabitable. You’d be intrigued to know that your coverage can help you get into a hotel and pay for additional costs if you temporarily are displaced. 

While you sit and assume that your landlord has insurance that will cover you in the unfortunate event, the truth is you are responsible for your personal belongings. Before you ignore renters insurance, think of the benefits stated above and the financial mess you would slide in if disasters strike. 

Renters insurance in Celina, TX

Are you ready to get started with renters insurance? Call or visit us at Rasor Insurance. Our dedicated team will take you through all the plans available for your renter’s insurance.