Auto Insurance Facts

It is not a secret that car accidents are, unfortunately, incredibly common. All cars require insurance, but some insurance covers more than others. Texas is a state with one of the highest number of car accidents and therefore, appropriate auto insurance coverage can be vital. 

Rasor Insurance in Celina, TX provides auto insurance to drivers in the following states:

• Texas
• Oklahoma 

If you call us, we will provide you with several quotes from the many providers we work with. 

What auto insurance you must have

All drivers must have auto insurance, but as we mentioned previously, every insurance looks a little different. While you need specific coverage on your auto insurance, you can always get a higher coverage or add additional coverage on your insurance. However, there are two must-have items for all auto insurance:

• You must be covered in the case of physical harm to another person, which is 30 thousand dollars per person and 60 thousand dollars per accident. 
• Coverage for property damage, which should be a minimum of 25 thousand dollars. 

Most coverage should provide this already, but it’s worth looking into whether you need to get additional coverage. 

What else to look into

While the above is already great coverage in case of emergency, you might want to consider opting in for some extras. Some of these might be personal injury coverage, or liability insurance if you take others out on trips often, to name a few. 

Whatever it is you might need, or even if you’re not quite sure what you need, we are here to support you. Call our Rasor Insurance office in Celina, TX right away and one of our advisors will discuss all your options with you.