One of the many challenges you face as a small business owner is protecting your company against unforeseen disasters that can cause financial ruin. Commercial insurance from Rasor Insurance can provide the protection your enterprise company needs.

The following coverage offers small businesses in Celina, TX essential protection against almost any eventuality:

Property Damage Coverage

If your business operates out of an office, warehouse, or shop, you need property insurance to cover damage to your building in the event of a fire or natural disaster. A severe storm or tornado could devastate your building and destroy its contents. Property coverage protects your building, business equipment, and your inventory against such perils as fire, smoke damage, storm damage, wind damage and more to help you recover from your loss.

Liability Coverage

If your small business receives customers on-site, there’s the risk of someone having an accident that causes them bodily harm. Accidents could lead to lawsuits if you’re held responsible for damages. Liability insurance protects you against liability claims for injuries or property damage to preserve your business assets. If you’re sued for damages, liability coverage pays your legal fees and settlement, up to the limits of your policy.

Business Interruption

There may come a time when your business has to close down temporarily due to damage from a fire or natural disaster. Closing up shop, even for a short time, will cut into your profits, resulting in financial loss. Business interruption compensates you for loss of revenue and other business expenses to make it easier for you to get back on your feet after a disaster.

Worker’s Comp

If your business has employees, Texas requires that you obtain worker’s comp insurance to protect your workers against accidental injuries on the job.

Call or visit Rasor Insurance in Celina, TX for all your commercial insurance needs.